{
  "api_version": "1",
  "request_id": "bae4a4c83df789588f934f0e55adcd31",
  "valid": true,
  "issues": [],
  "normalized": {
    "scheme": "epc_qr",
    "language": "de",
    "creditor": {
      "name": "Muster GmbH",
      "iban": "AT611904300234573201",
      "bic": "BKAUATWW"
    },
    "amount": "1234.56",
    "currency": "EUR",
    "reference": {
      "type": "NON"
    },
    "message": "RE-2026-0042"
  },
  "payload": "BCD\n002\n1\nSCT\nBKAUATWW\nMuster GmbH\nAT611904300234573201\nEUR1234.56\n\n\nRE-2026-0042",
  "payload_sha256": "484b42fa6e3bfded4cb9a155d840e6b895526c6bfd067d11abc84cad9de4bca6"
}